CFMS
MED Students Years 1 & 2

Medical Students: Years 1 & 2

The choice is between the Gold Plan and the Platinum Plan.

Gold Plan

Gold is a top quality plan with a 90 day elimination period, and benefits paid to your age 65. The definition of disability covers your regular occupation to your age 65. Coverage is available up to $1,000 /month.

Platinum Plan

The Platinum plan includes all the benefits of the Gold Plan, plus the addition of the "Cost of Living Benefits" and the Future Income Option (FIO) to increase coverage without the need to provide any medical evidence in the future.

Premiums: Years 1 & 2

$1000/month of non-taxable benefit

Age Male Gold Male Platinum Female Gold Female Platinum
Under 25$8.43$11.94$12.65$17.99
26$8.71$12.38$13.28$19.03
27$8.97$12.74$13.91$19.90
28$9.29$13.15$14.56$20.75
29$9.66$13.62$15.32$21.75
30$10.08$14.15$16.21$22.90
31$10.57$14.76$17.21$24.18
32$11.12$15.45$18.35$25.63
33$11.70$16.21$19.22$26.78
34$12.35$17.08$20.09$27.94
35$13.05$18.01$20.95$29.08